Start with what happened

Explore common scam types

Learn how common scams begin, recognize the warning signs, and take a safe first step. A label is less important than stopping contact and independently verifying the claim.

Scam library

Find the situation closest to yours

Search by the organization, relationship, payment, or contact method involved.

17 categories shown

Bank and Payment Scams

Messages and calls impersonate banks or payment services to steal credentials, verification codes, or money.

Warning signs

  • Unexpected contact
  • Request for a verification code
  • Discourages independent verification
Safe first step Use the number on your card, an official app, or a website you found independently.
Read the Bank and Payment Scams guide

Phishing, Text, and Email Scams

Deceptive emails and text messages imitate familiar organizations to trigger unsafe links, replies, downloads, payments, or disclosure of information.

Warning signs

  • Unexpected contact
  • Look-alike contact details
  • Manufactured urgency
Safe first step Use the number on your card, an official app, or a website you found independently.
Read the Phishing, Text, and Email Scams guide

Online Shopping Scams

Fake shops, deceptive listings, and seller impersonation lead to missing, counterfeit, or misrepresented goods.

Warning signs

  • Payment outside the platform
  • Look-alike contact details
  • Manufactured urgency
Safe first step Verify the seller independently and use a payment method with meaningful buyer protection.
Read the Online Shopping Scams guide

Tech Support Scams

Pop-ups and unsolicited callers falsely claim a device or account is infected and request payment or remote access.

Warning signs

  • Unexpected contact
  • Request for device access
  • Unusual payment method
Safe first step Close the message or call and contact the company through its official support page.
Read the Tech Support Scams guide

Romance Scams

A person builds an online relationship and trust before creating reasons to request money, investments, or financial favors.

Warning signs

  • Relationship followed by money requests
  • Discourages independent verification
  • Unusual payment method
Safe first step Stop payments and discuss the full situation with someone you trust.
Read the Romance Scams guide

Investment and Cryptocurrency Scams

Fraudulent opportunities use fabricated returns, manipulated dashboards, and urgency to obtain deposits.

Warning signs

  • Guaranteed returns
  • Fees required to withdraw
  • Manufactured urgency
Safe first step Do not send more money; preserve records and contact your financial provider.
Read the Investment and Cryptocurrency Scams guide

Government Impersonation

Callers and messages pretend to be tax, benefits, immigration, court, or law-enforcement officials.

Warning signs

  • Manufactured urgency
  • Unusual payment method
  • Discourages independent verification
Safe first step End the contact and call the agency using a number from its official website.
Read the Government Impersonation guide

Employment and Task Scams

Fake recruiters and task platforms offer work before requesting fees, deposits, purchases, or sensitive information.

Warning signs

  • Upfront cost to work
  • Look-alike contact details
  • Manufactured urgency
Safe first step Use independently found contact details before sharing information or making a purchase.
Read the Employment and Task Scams guide

Social Media and Account Takeovers

Attackers steal passwords or verification codes, then impersonate account owners to target their contacts.

Warning signs

  • Request for a verification code
  • Look-alike contact details
  • Unexpected contact
Safe first step Use the platform’s official recovery process from a trusted device.
Read the Social Media and Account Takeovers guide

Prize, Lottery, and Giveaway Scams

Unexpected winning notices demand a fee, purchase, or personal information before a supposed prize is released.

Warning signs

  • Prize you did not enter
  • Unusual payment method
  • Manufactured urgency
Safe first step Verify the promotion with its official organizer and do not pay to release winnings.
Read the Prize, Lottery, and Giveaway Scams guide

Business and Invoice Scams

Criminals impersonate vendors or executives to redirect invoices, payroll, or high-value transfers.

Warning signs

  • Changed payment details
  • Look-alike contact details
  • Manufactured urgency
Safe first step Use a known phone number and a second approval channel before changing payment details.
Read the Business and Invoice Scams guide

Charity Scams

Fraudulent fundraisers exploit disasters, current events, and emotional stories to solicit donations.

Warning signs

  • Unexpected contact
  • Manufactured urgency
  • Unusual payment method
Safe first step Verify registration and donate only through the organization’s official website.
Read the Charity Scams guide

Scam Recovery Scams

Fraudsters recontact people who have already lost money and promise recovery in exchange for upfront fees.

Warning signs

  • Guaranteed recovery
  • Fees required to withdraw
  • Unexpected contact
Safe first step Do not pay; report the approach and contact the original payment provider directly.
Read the Scam Recovery Scams guide

Identity Theft and Misuse

Stolen personal information is used to open accounts, take over services, redirect money, or impersonate the victim.

Warning signs

  • Unexpected contact
  • Request for a verification code
  • Look-alike contact details
Safe first step Use the platform’s official recovery process from a trusted device.
Read the Identity Theft and Misuse guide

Pet & Animal Scams

Fake pet, breeder, adoption, and shipping offers collect payment for animals that do not exist or are not owned by the seller.

Warning signs

  • No in-person or live-video viewing
  • Copied photos or an unverifiable breeder
  • Repeated supposedly refundable fees
Safe first step See the animal in person when practical. If distance is unavoidable, request live video, reverse-image-search the photos, verify records, and research the breeder, rescue, and domain independently.
Read the Pet & Animal Scams guide

Financially Motivated Sextortion

An online contact obtains intimate material and demands money while threatening to share it with friends, family, or followers.

Warning signs

  • Unexpected contact
  • Manufactured urgency
  • Unusual payment method
Safe first step Stop payments and discuss the full situation with someone you trust.
Read the Financially Motivated Sextortion guide

Grandparent & Family Emergency Scams

Callers impersonate relatives, attorneys, police, or court staff and demand urgent money for a fabricated family emergency.

Warning signs

  • Manufactured urgency
  • Unusual payment method
  • Discourages independent verification
Safe first step End the contact and call the agency using a number from its official website.
Read the Grandparent & Family Emergency Scams guide
A pattern that works

Pause, leave, verify

You do not need to identify the exact scam before taking protective action.

  1. Pause. Resist urgency, threats, or promises that discourage careful thought.
  2. Leave the channel. Close the message, end the call, and do not use contact details the sender supplied.
  3. Verify independently. Find the organization’s official app, website, statement, or card and contact it yourself.
  4. Ask someone you trust. A second perspective can expose pressure and inconsistencies.