Common scam red flags

One clue may have an innocent explanation. Several together—especially pressure plus payment or account access—deserve a pause.

Notice

Unexpected contact

The conversation begins through an unsolicited call, message, email, or pop-up.

High

Manufactured urgency

You are pressured to act before you can stop, verify, or ask someone you trust.

High

Unusual payment method

Payment is demanded through gift cards, cryptocurrency, cash, or another difficult-to-reverse method.

High

Request for a verification code

Someone asks you to read back or forward a one-time login or payment code.

High

Request for device access

You are told to install remote-access software or weaken a security control.

High

Guaranteed returns

An investment is described as certain, risk-free, or consistently profitable.

High

Fees required to withdraw

More money, tax, or insurance is demanded before supposed funds can be released.

High

Discourages independent verification

The person insists you remain on the line, keep the matter secret, or avoid official channels.

Caution

Payment outside the platform

A seller asks you to leave a marketplace or abandon its buyer protections.

High

Relationship followed by money requests

A developing personal relationship shifts toward emergencies, investments, loans, or financial favors.

Caution

Look-alike contact details

The sender address, domain, profile, or phone number resembles but does not match an official one.

High

Upfront cost to work

A recruiter or task platform asks for fees, deposits, equipment purchases, or money to unlock earnings.

High

No in-person or live-video viewing

The seller refuses a practical viewing or cannot show the specific animal live with verifiable records.

Caution

Copied photos or an unverifiable breeder

Reverse-image results, a newly created domain, missing records, or inconsistent details suggest a copied or fabricated listing.

High

Repeated supposedly refundable fees

After the first payment, an unexpected shipper demands insurance, a special crate, permits, quarantine, vaccinations, or other delivery charges.

Caution

Prize you did not enter

You are told you won a promotion or lottery you do not remember entering.

High

Changed payment details

Invoice or payroll instructions suddenly direct funds to a different account.

High

Guaranteed recovery

An unsolicited service promises to recover prior losses for an advance fee.

What to do when you notice a red flag

Stop the conversation. Do not click, pay, share a code, or install software. Contact the claimed organization using details you independently verify.

Match the situation to a scam guide